What kinds of money conversations should I be having with my 12-year-old?

Your kids will eventually learn about money habits from someone; we feel it’s best coming from you.

Start the conversation by asking age-appropriate questions to find out their level of knowledge on the subject. Be sure to speak about money in terms of values, not figures, and emphasize needs vs. wants. Set goals on how to budget and how to save and always be open and ready to learn together.

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