Refer a Friend

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Best part of inviting your friends to Mydoh is learning to raise money-smart kids together.

When you refer your friends to Mydoh, they can get a $10 reward1 to kick-start their journey, and you can also earn up to $400 a year.

Log into your Mydoh app to start referring:

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Referring friends is as easy as 1, 2... that’s it!

1. Share your referral code with your friends2 right from the app.

2. Once your friend completes their referral steps, both of you will receive your rewards!1

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Here’s how your referrals add up.

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Get $10 for your first 2 referrals

$20 for the next 4 referrals

$30 each for the rest, up to a maximum of $400 per year.


If you’ve been referred by a friend, download the app to get started on completing the referral steps.


Don’t forget to enter your referral code when prompted during sign up!

"Fun way to teach kids about finances. The app is fun and friendly to use. I love how I can react to spending with emojis! Been waiting for something like this to teach my kids about finances for a long time."

Baseem E.
Apple App Store


Mydoh is a digital app with a Smart Cash Card that helps kids learn and practice money management, while giving parents transparency and oversight. We believe that money conversations need to start early and Mydoh helps make the process easy and fun!

Here’s how it works:

1. The platform
Mydoh encourages kids (with a little help from their parents) to build better money habits. The in-app Smart Cash Card makes it easy to track in-store and online transactions.

2. Parents
Mydoh provides parents with oversight: Fund your kid’s card, view their balance and spending activity, react and start conversations, teach the value of earning through chores – all in real time.

3. Kids
Mydoh makes it easy for kids to track their spending using the Mydoh Smart Cash Card. They can see their household chores, get paid on Pay Day and even get reminders!

The Mydoh Smart Cash Card is a reloadable digital and physical Visa Prepaid Card for kids, issued by Royal Bank of Canada. This means there is no interest rate charged or risk of debt, since kids can only spend the money that is available on their card’s balance which their parent’s provide.

Parents can send money to their kids’ Mydoh Smart Cash Card through the app, up to the allowable limits. Kids can use the card to make purchases online, and/or in-store with their physical card or with Apple Pay. All purchases are subject to allowable limits. Mydoh is currently available on iOS for iPhone 6 or later, with version 10.3 or newer and Android phones with Version 8.0 or newer. The Smart Cash Card cannot be used with Google Pay and Samsung Pay at the moment. ‍A few additional details about the Mydoh Smart Cash Card:

  1. Card balance is available on the app header next to the profile picture. Funds are not CDIC insured.
  2. Card terms and conditions are available at:
  3. For specific questions about card terms and conditions, please call 1-888-696-9364.
  4. The card is reloadable.
  5. Funds on the card do not expire. Your card expires at the end of the month of the expiry date associated with your card. The remaining balance on your original card will be placed on your new card at no additional cost.

After you have invited your kids to Mydoh, they can activate their account by following these steps:

  1. Help your child download Mydoh from the Apple App Store or Google Play Store.
  2. Select ‘Child Sign Up’.
  3. Enter their invite code or use the link in their activation email to confirm the account.
  4. Confirm their personal details, create a password, and agree to the terms.

There you go, your kids will be ready to start earning and spending with their Mydoh Smart Cash Card!

Note: Kids can only use the app when they have been invited by a parent.

Got Questions? We've got answers

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Seriously Secure

Kids can spend in-store and online up to allowable limits with their Mydoh Smart Cash Card issued by Royal Bank of Canada and powered by Visa.

Terms & Conditions

† The RBC Visa Prepaid Mydoh Smart Cash Card (“Mydoh Smart Cash Card”) is available as a physical and digital card that can be used to pay for purchases online or in-store anywhere Visa contactless (tap) is accepted.


1. The reward will be credited to your Mydoh wallet and may not be withdrawn for 30 days after it is credited. If you close your account within 30 days, the reward will be deducted from withdrawn funds.

2. When you send a referral code to a friend or family member living in Canada who is not an existing Mydoh user (“New Member”) and has never previously signed up to Mydoh, you will earn $10 in your Mydoh Wallet for the first 2 New Members who sign up to Mydoh, create an account for their child and fund their Mydoh Wallet, $20 for the next 4 New Members, then $30 each, up to a maximum of 16 New Members ($400) per Referral Year (June 1 to May 30). Your friend or family member who uses the referral code at sign up will earn $10 in their Mydoh Wallet when they sign up to Mydoh, create an account for their child and fund their Mydoh Wallet. “Friend or family member” is defined as someone with whom you have a personal relationship or family relationship. “Personal relationship” means the individuals have had direct, voluntary, two-way communications and it would be reasonable to conclude that they have a personal relationship, taking into consideration any relevant factors such as the sharing of interests, experiences, opinions and information evidenced in the communications, the frequency of communication, the length of time since the parties communicated or whether the parties have met in person; and “family relationship” means the individuals are related through a marriage, common-law partnership or any legal parent-child relationship and those individuals have had direct, voluntary, two-way communication. For full terms and conditions, please visit Royal Bank of Canada may cancel or modify this program at any time.