12 Video Games That Can Teach You About Money

You’re probably wondering “How can a video game that’s made to have fun, teach me important money skills?”  Have you ever built a business in a game? Budgeted to buy stuff? Negotiated with other players? If your answer is yes, then you’ve already started to develop these skills without even realizing it.

In a world where video games are considered a distraction from homework and chores, it’s hard to convince your parents that video games provide important life skills. And yet, you can learn communication skills, develop strategies for maximum wins, and get creative to escape sticky situations. 

Sure, your parents may give you the side-eye if you tell them Fortnite teaches real-life skills, but there are lots of good examples out there that do. 

If you’re trying to find a reason to convince your parents to let you play your favourite video game, then keep reading! 

What kind of money skills can you learn by playing video games?

Many video games have an in-game currency that you have to earn to buy upgrades for your virtual character, like a bigger house in Animal Crossing or more furniture in The Sims. Games like these teach how to budget and save for the things you want or need.

Other games such as Stardew Valley or No Man’s Sky introduce the concept of building a business from scratch. You’re in charge of how much money you make each day. The harder you work, the more money you get. 

Many games also teach how to make a profit with investing—buying at low prices and selling at higher prices. Animal Crossing introduces the concept of the stock market with a fun twist.

If you tell your parents about your budding money skills, there’s a high chance they’ll be pretty impressed.

To put it into words your parents will want to hear: video games are helping to teach you important finance skills like risk tolerance, negotiation, building a business, and creating a budget. If you mention any of these skills to your parents, your parents may even start seeing video games less as a distraction, and more as a benefit.

Read more: How kids and teens can make money playing video games

12 best video games that teach kids and teens about money

If you’re reading this, you are likely at the point where you’re ready to be more independent in how you earn and spend money. Video games are a great way to build money skills while also having fun. Now let’s get into 12 games that will jumpstart your money knowledge:

Image of Roblox logo with Roblox characters on video screen.

1. Roblox

Roblox is a free-to-play, online app that hosts many different user-created games and experiences. This game does have some features that require real-life money to access, but there are plenty of games within the platform that are free and teach you important money skills.

These game modes include All Star Tower Defense, Pet Simulator X, Theme Park Tycoon 2 and Work At A Pizza Place. In these modes you’ll learn about creating a budget to save up for bigger and better equipment or tools. Roblox is a great teacher of communication skills as interaction between players is a necessity in some of these modes.

2. Animal Crossing

Animal Crossing is a social simulation game where you get to experience a new life on a remote island. You are given a basic house to start, but it doesn’t come for free. The friendly, business-forward raccoon, Tom Nook, tells you the total you owe him for the house, so you need to pay off your debt. Throughout the game, you must source goods to sell in order to earn money and pay back Tom. 

Each time you pay off your debt, Tom offers you an additional room for your house and the cycle continues. It’s up to you to decide if you’re financially ready to take on a larger loan or not. Animal Crossing teaches you about making payments, both large and small, towards paying off your debt.

Image of hands holding gaming device playing Stardew Wallet video game

3. Stardew Valley

Stardew Valley is a mix of a farm and life simulation game. You inherit your grandfather’s old farm and must work to get it back up and running. This includes planting, maintaining, and harvesting crops to sell at the local store. 

Once you make enough money, you can build barns and buy farm animals to take care of. You collect eggs from chickens, milk from cows, and wool from sheep that can all also be sold at the local store. If you want to make more money in this game, you have to invest money into equipment and tools, making Stardew Valley a great game for learning about investing basics.

4. The Sims

The Sims is a life simulation game where you create people called Sims and control their lives. You have the power to control what your Sims wear, who they hang out with, where they work and even who they marry. Each of your Sims will need to take on a job to start earning money to pay for new things, as well as pay bills, such as lot taxes, power, water, and phone. If you don’t pay your bills on time you risk losing that service. The Sims is one of the best games to teach real-life money responsibility such as investing in yourself and not splurging on things you don’t need.

Image of hand holding blue video game controller playing FIFA on a screen in background.


FIFA is a sports simulator based entirely on real-life football (soccer) teams, leagues, and players. Your goal is to put together a winning team. You earn coins in FIFA by winning games and trading cards, and then spend those coins on new players or equipment. Not only will you learn and upgrade your soccer skills through FIFA, but there’s also the opportunity to learn money skills such as negotiation and analytical know-how. This means having the ability to analyze your financial position and choose the best outcomes. 

6. NBA 2K

Similar to FIFA, NBA 2K is a sports simulator but based on real-life basketball teams, leagues, and players. Like FIFA, you must earn coins by winning games as well as by completing challenges. Your coins that can be spent on gaining skills, apparel, and player animations. Negotiation and analytical skills are also learned in NBA 2K.

Image of smartphone sticking out of pocket of jeans showing Age of Empire video game on screen.

7. Age of Empires

Age of Empires is a strategy game similar to Civilization. You grow your empire throughout the ages by commanding and controlling your people. Important investments need to be made, such as upgrades in military, education and science, to ensure the safety and future of your empire.

8. Tropico

Tropico is a city builder simulator that tests your management skills. You grow your city by investing in factories, through tourism and by selling goods. Tropico is another great game to learn about how to build profits because you must sell goods and services for a higher price than it cost you to create. It also teaches the importance of building businesses to sustain the city.

9. Kerbal Space Program

Kerbal Space Program is a space flight simulation game in which you design and build your own spaceships and aircraft. You use your spaceships to explore the planetary system of the star Kerbol. Since you need money to build and fuel your spaceships,you can earn it by completing missions and challenges along your exploration journey.

However, if you do not complete a mission on time, you will start to lose money. Kerbal Space Program is another great game to learn about investing in what’s important and not splurging on unnecessary things.

Hands holding small gaming device showing screen for Civilization video game.

10. Civilization

Civilization is a strategy-based game in which you become the ruler of your own civilization. Your civilization starts in the Stone Age and you must help your people advance through the eras. To do this, you need to earn lots of gold. You can accumulate it by giving your citizens different jobs, creating trade posts, and selling your goods in places where there is high demand for them. How you spend your gold can result in the success or decline of your civilization. This game is great for improving your capacity for innovation and problem-solving skills.

11. No Man’s Sky

No Man’s Sky is an action-adventure survival game that features exploration, survival, combat, and trading. You need money to sustain yourself through your travels which is earned by buying goods on one planet and travelling to another planet where those things are still in demand and sell them. 

12. Slime Rancher

Slime Rancher is a life simulation adventure game that features slimes. In this game, your main goal is to feed your slimes the right food so that they can produce “plorts,” a farmable resource that you can sell for money so you can continue to explore the world. The only way to make money is by selling your slimes’ “plorts” so you have to decide what are the best investments to build up your farm, whether it’s by building facilities or upgrading your tools to be able to produce more “plorts”. 

Image of teen girl holding video controller, wearing headphones, staring at screen playing games

Learn about money while you play

Video games can help build money skills in a way that’s fun and exciting, without the consequences of real-life mistakes. Video games offer a stress- and risk-free way to learn money smarts that even your parents will appreciate!  

Download Mydoh and get started today. 

Introducing Mydoh By Me

Introducing Mydoh by Me: Our personalized Smart Cash Card that lets your kids and teens express their personality while learning money smart skills! Read on to find out how kids can make Mydoh their own. 

What is Mydoh By Me?

Mydoh By Me is a customizable Smart Cash Card from Mydoh. It’s the same Mydoh Smart Cash Card you know and love, but now, kids (with the help of a parent) get to create a personalized card design by either uploading an image from their personal photos or from Mydoh’s photo gallery onto their cards. Mydoh By Me costs $6.99 for each customized card and can be ordered in the Mydoh app. 

Mydoh By Me Features

Here’s what makes Mydoh By Me stand out from the pack: 

First of its kind in Canada

Mydoh wants to make it easier for parents to teach kids about financial literacy. But who says you can’t have a little fun at the same time? Mydoh By Me is Canada’s first custom card that lets kids and teens celebrate who they are. 

Personalized design options

The Mydoh By Me card was introduced to allow kids to express their individuality and feel a sense of ownership over their financial journey. The card lets kids express what is important to them—whether that’s an image of the family pet, or hanging out with their BFFs. Plus, they can add a bunch of fun digital stickers to customize their card further. 

Continued peace of mind 

Like the Mydoh classic card, kids and teens can use their Mydoh By Me card in-store and online anywhere that Visa is accepted. Because it’s a reloadable, prepaid card, they can’t spend more money than they have, and you have peace of mind knowing their Smart Cash Card is backed by RBC. 

How to order your Mydoh By Me card

  1. Log on to your parent account, tap “Manage,” and select “Mydoh By Me card.”
  2. Help your kids select or upload an image. You have the option to add fun, digital stickers over the top of your selected image.
  3. Once your design is ready, confirm your shipping address, and purchase.
  4. Once you get your card, log in and use the accompanying activation code to activate your card. 

What if you’re not yet a Mydoh customer? Download Mydoh and get started today on designing your own custom card!

10 Tips to Thrift Like a Pro

Thrifting is back in style, and like all trends figuring out what works for you is easier with advice. Not only can you hunt for something unique, but thrifting is kinder on your wallet (and the planet!). Before your next haul, check out our tips on how to thrift for secondhand fashion like a pro.

What is thrifting?

In its simplest terms, thrifting is shopping for preowned clothing, shoes, and accessories. Typically thrifting has been associated with buying vintage items and specifically clothing. 

Defining an item as vintage can often be tricky because this varies according to a person’s style choices and how old individual pieces are. Vou magazine says, “Vintage is any object, such as clothing and jewellery, that represents a previous era or social period, at least 40 years old but not older than 100 years.”

Although thrifting is often associated with finding rare pieces from older brands or brands that may longer be making clothes anymore, you’re just as likely to find pieces from brands like Zara, H&M, and Fashion Nova finding their way onto the racks of thrift stores these days.

What are the benefits of thrifting?

One of the things that makes thrifting popular is how cost-effective it can be. Since most thrifted items have been worn before, stores typically don’t charge full price for them. In a lot of cases, these pieces are still in great condition. 

Thrifting also has some environmental benefits. In buying second-hand clothing, you are helping to reduce overconsumption in the fashion industry by repurposing clothes that have already been produced. 

Another interesting environmental benefit that was recently highlighted by the Business of Fashion, is that thrifting could help reduce the effects of Waste Colonialism. The concept explains the role countries like Canada play in shipping millions of tons of old clothes around the world to countries like Ghana, as part of the global secondhand clothing trade. Much of it ends up in landfills.

Thrifting is also a creative way to learn about your personal style and experiment with different looks. The cool thing about thrifting is that it exposes you to items that aren’t currently on the racks in department stores. This allows you to curate a one-of-a-kind wardrobe and explore which styles and eras you really resonate with. 

10 tips for thrifting

Before your next thrifting haul, here are 10 tips to help you make the most of your experience:

1. Create a budget

Although thrifting is cost-effective it’s a good idea to make a budget ahead of time. Bargains make shopping fun but they could also make it easy to overspend. As someone who often leaves stores with more items than I had planned to, I know deciding how much I want to spend ahead of time keeps me on track. Decide on a dollar amount, or even a range you’re comfortable spending. Another way to stay within a budget is picking the maximum number of items you will buy for the day. For example, deciding I am only adding four items to my closet today. Doing this also makes it easier to stay within budget. 

2. Clear out your closet in between trips to the thrift store

The discounts and bargains at thrift stores often make it easy to leave stores with items you don’t need or end up not liking as much as you expected to. One of the best ways to avoid this is to get rid of items you no longer wear or no longer like. This frees up space for your new finds and helps you curate a wardrobe full of clothes you love. Clearing out your closet ahead of time also gives these items a chance to be owned by someone who might love them even more. 

Some thrift stores often buy items in good condition from customers, or you could sell these items online to make some extra money. Overall this is a great way to personally contribute to the circular economy that is thrifting. 

3. Keep hygiene in mind when giving away or looking for clothes

Not all thrift stores have the resources to clean all the items they receive before they sell them. Or to clean items after customers try them on and decide not to buy them. Making sure the items you donate are clean will help make it easier for the staff that sort through the clothes and for the people who buy them. 

The process of thrifting involves touching or trying on items that might not have been washed recently and trying them on. Because of this, I recommend taking hand sanitiser with you and avoiding wearing anything that might stain clothes, like bright lipstick. 

4. Get inspiration to help you pick the best items for you 

Having an idea of what type of pieces you are looking for when thrifting makes it easier to find what you are looking for. I’ve found what works for me is having images of styles and clothing silhouettes you like saved. The easiest way to do this is by creating a Pinterest board like this one or saving pictures in your camera roll of styles you like. Apps like Are.na are also worth considering. The more you search the easier it will be to categorize the items you like. For example, I have a separate Pinterest board for shoes, sunglasses and bags I like or am inspired by.

You can also try browsing through current or old magazines; the more places you look the easier it will be to find inspiration. 

5. Know what each store specializes in selling 

Although most thrift stores sell a bit of everything, some stores specialize in selling particular items or have a larger range of certain items compared to others. This is something you can find out by going to stores or looking at their websites. Reading reviews is another way to figure out where to thrift and avoid being disappointed. I personally find TikTok reviews helpful when I want to check out new stores. 

Online stores like Ebay and Depop are also good places to buy thrifted items. Shopping online makes it easier to search for specific items. Sometimes you can also get shipping discounts from sellers if you buy more than one item from them.

6. Thrift with a friend

 Shopping is always more fun with a friend and can even make the process of thrifting less stressful. Having someone whose opinion you trust and who knows you well will also make it easy to get a second opinion when you are deciding what to buy. 

Thrifting with friends also gives you style inspiration from some whose style is similar to yours or completely different. Maybe you’ll consider items you hadn’t before when you see what your friends are drawn to. With friends, you can try visiting thrift stores further away from you and explore a different neighbourhood. Friends make everything more adventurous and fun!

7. Wear something comfortable

Finding items you like can take time when you’re thrifting. This means that you often end up standing up for a few hours and spending time walking to different stores. Wearing comfortable shoes and clothes will make this easier and also help you feel more relaxed as you shop. 

Something else to keep in mind is that not all thrift stores have changing rooms. Also since the COVID-19 pandemic not all of them have reopened their changing rooms. If you don’t have access to a changing room, wear clothes, like leggings and a t-shirt, to make it easier to try on other clothes over the top. 

8. Be open to experimenting with your personal style

Some of my favourite thrifted pieces that I own are items I didn’t expect to like or didn’t even pick out for myself. This has taught me to look out for things I might not typically wear or just generally be open to trying items that don’t look that good on the clothing rack. What you end up finding might surprise you. 

9. Know what size you are 

One of the coolest things about thrifting is discovering clothing brands you didn’t know existed. If it’s a clothing brand that isn’t Canadian, it could use different clothing sizes. Knowing what size you are in different parts of the world will make it easier to shop for international finds. I recommend looking at clothing conversion charts to help with this, and also knowing your measurements. That way, you can try clothes on from all sections of the store.

10. Be open to customizing clothes

Sometimes it takes a little bit of work to get a thrifted piece to be exactly what you want it to be. A pair of pants that fits a little loose might end up fitting you perfectly if you get it altered. If you can sew, this is something you do on your own, or get alterations done at your local dry cleaning store. This also works for items that you like but might want to change the colour or even crop completely. Customization allows you to get creative and breathe new life into pieces.  

Thrifting saves money and gives you creative freedom

Thrifting can not only save you money, but expand your personal style, and lets you get more creative with the way you style pieces or use inspiration from how these items were styled in the past to put your outfit together. Using your own money to go thrifting means you’ve got creative and financial freedom over what you buy. Thrifting is a fun and environmentally conscious activity that can help you discover more about yourself! 

Download Mydoh and get started today. 

Job Interview Questions for Teens and Sample Answers

Getting your first job is an exciting step toward independence and freedom for teens. Now that you’ve started your job search, you may be more eager than ever to start earning your own money and feeling more independent. There are so many types of part-time jobs available to teens, and knowing how to present yourself as the right candidate for the job is important.

The good news is you can help yourself nail the job interview by preparing in advance. Thankfully, common interview questions aren’t exactly top secret. Most interviews include some similar questions and if you’ve prepared answers ahead of time, you’re more likely to make a positive impression.

Here, we’ve listed the most common job interview questions for teens along with sample answers to help you develop your own response.  

Smiling girl with curly hair sits on pink chair with blue background clutching folder

7 Common interview questions for teens

Below are some typical interview questions you may be asked. While we provide sample answers, we suggest you take the time to write out or rehearse your own responses. Take into consideration your experience, personality, and how comfortable you are about sharing. Your responses should strike a balance between being your authentic self and presenting a professional image.

1. Tell me about yourself

This open-ended question is often the first one asked in an interview. While it seems like a simple question to answer, under the stress of an interview, you may struggle to come up with what to say. 

Being prepared can help make sure your response relates to the job and is relatively brief. It can also help prevent you from mistakenly oversharing. The interviewer is interested in learning about what matters to you, your personality traits, and how well you’d fit into the job. This question can also help break the ice and build rapport for the rest of the interview. Because you probably don’t have any work experience yet, your answer can focus on your personal interests, responsibilities at home or school, and extracurricular activities you’re involved in. 

Ideally, your answer should start out broad, then zero in on a few important personal details that showcase your best traits. Conclude your response by relating your traits to the job. 

Sample answer

I’m in grade 11 and have been on the honour roll since grade nine. I’m a member of my high school robotics league and this year my team came in first for the school board’s annual robotics championship. I really like computer programming and learning how to solve difficult problems as part of a team. I think that would help me in this role as a computer programming camp leader. I like to help others figure things out and rarely get frustrated even when the problem seems impossible at first.

Read more: How to make a resume for teens with examples

2. Why are you interested in working for us?

The employer wants to know if you’ve done any research about the job, company, or industry. Your answer will help the interviewer determine how much you’ll care about this position and how you’ll perform the required duties. If you can show that you have a personal interest in working for the company, such as you want to build a certain skill or are passionate about the industry, the interviewer will recognize your willingness to work hard and act responsibly.

Sample answer

I began baking bread with my mom when I was young, and over the past year I’ve really gotten into making desserts. My specialty is apple pie, which my family loves. I want to work at your bakery because I love baking and I want to keep learning new skills in the kitchen. One day, I hope to open my own bakery.

Read more: Best summer jobs for teens

3. Tell me about a recent problem and how you solved it

This question is an opportunity for you to showcase your problem solving skills while highlighting your ability to stay calm under pressure. You should provide one strong example that explains the problem you faced, how you responded to it, and what the outcome was. Typically, this problem would relate to an experience at work, but as a teen without professional experience, you can use an example related to a school or extracurricular activity. 

Sample answer

This year, I’m president of our high school’s eco-awareness group and one of the biggest issues we noticed was how much plastic litter was in the cafeteria. I suggested we run a plastic-free month to encourage students to bring reusable containers to school instead and had people sign up to commit to going plastic-free. But we also didn’t want things to just go back to the way they were when the month ended. I spoke to the high school cafeteria manager and asked her if they could stop selling food plastic containers. She agreed to switch to paper dishes and paper straws for most of their menu items, and are now looking into changing their cutlery to something more sustainable as well. 

4. What is something you’re proud of accomplishing?

When an interviewer asks this question, it’s to discover your work ethic and learn more about what motivates you. Do you set goals for yourself? Do you appreciate the rewards of a job well-done? To answer this job interview question well, prepare an answer using a recent accomplishment that showcases your work ethic, sense of responsibility, and an important skill you’ve developed.

Sample answer

One of the accomplishments I’m most proud of is landing a role in my high school’s musical. When I joined the drama club in grade nine, I was really shy and had a hard time speaking in public. All the members of the club had to set a goal they wanted to achieve before graduating high school, and I said I wanted to be in a musical. It seemed like such an impossible goal at the time. But I have always loved to sing and dreamed of being in a musical since I was really young. This year I auditioned for the lead role in the musical, Grease. I didn’t get that role, but I did get another part which I was super excited about. The entire experience was so incredible and has helped a lot with my self-confidence.

Smiling teen girl wearing glasses and arms folded stands in front of group of 4 teens

5. Describe a time you showed leadership

Employers ask this question because they want to be assured you have a strong sense of responsibility for your actions and are capable of making smart decisions to handle a variety of situations in the workplace. An interviewer may also be looking for a candidate who will be able to take on increasing responsibility and leadership in the business. While anyone can say they have leadership skills, a personal example helps prove you have the ability. 

Sample answer

I worked on a group project for my history class last semester with two other classmates. We each had a role and the plan was to meet two times ahead of the due date to ensure the project stayed on track. After the first meeting, I realized I was the only one doing the work and was worried we would not complete the project on time, and I wouldn’t get the A I wanted. I decided to make a checklist for each of our roles and asked to meet every other day to ensure everyone was getting through their list. I found this helped to get the project back on track and I was also able to help the other two get through their checklist when they were struggling. We got that A that I’d hoped for.

Read more: How to write a cover letter for students

6. What is your availability?

This is a common question asked during job interviews with teens since the hours for a part-time job can vary significantly. Before your interview, consider your current time commitments related to sports, lessons, and homework. It’s important to be honest when you answer, or you may end up with too many hours than you can juggle. Alternatively, if you want a minimum number of hours, it’s also okay to ask the employer how many shifts you’ll get per week. 

Sample answer

I can work any day during the school week, but prefer to not work more than two shifts per week so I can keep up with my schoolwork. I can also work Saturdays, but am not available on Sunday mornings.

Read more: 14 best part-time jobs for teens

7. Do you have any questions for me?

Once the interview is drawing to an end, the interviewer often asks if you have any questions. While it is tempting to simply say no, the more ideal response is to ask at least one question. This shows you’ve carefully considered the job, are interested in it, and have listened to what the interviewer has said. Think of one or two general questions ahead of the interview to ask, however don’t ask them if the questions have already been answered through the interview. Here are some potential questions you may want to ask:

Sample answer

What are the next steps in hiring?

How long is a typical shift and how many shifts per week will I be scheduled for?

How many other staff would I be working with if I’m hired for this job?

Is there any official training for this job?

What do you like most about working here?  

Can you tell me about the team I’ll be working with?

Job interview tips for teens

Preparing answers in advance is one of the best ways to ensure you ace your job interview. But that’s just one aspect of getting hired. Here are some job interview tips to help improve your chances of getting a job offer:

Do your research

You may wonder why you need to do research for a job as straightforward as flipping burgers or ringing in purchases, but employers may be looking at many candidates for a single job. And, the candidates that show they have some knowledge and interest in the company will have an edge over those who don’t. Be sure to visit the company website and its social media to get a feel for the company culture and brand. You may also learn important details, like what the company most values in its employees, which you can leverage during the interview.   

Practice answering interview questions

If you’ve come up with answers to potential interview questions, you’re already well on your way to impressing the interviewer. But how you deliver those answers is just as important! Be sure to practice answering interview questions as this can help you stick to what you want to say (and prevent rambling). Practicing also ensures you remember those answers you spent so much time crafting! You can practice by role playing with a friend or family member, or sit in your bedroom and talk out loud to yourself. Saying your answers out loud can help combat nerves as it can be easy to forget what you’d planned to say. 

Dress appropriately

Many teens wonder what to wear to an interview. While it used to be common practice to show up in a business suit, those rules no longer apply. Most employers don’t expect candidates to show up at an interview in formal work attire. However, you should dress professionally, regardless of what type of job you’re applying for. This usually means a collared shirt (rather than a graphic t-shirt) or blouse, a pair of cotton pants or knee-length skirt. Once you begin the job, you can adjust your wardrobe according to the workplace standards.

Smiling teen boy wearing shirt sits at desk and holds out hand to shake another.

Arrive on time

Showing up for your job interview a few minutes ahead of schedule will make a great first impression. Even if the interviewer isn’t ready on time, your promptness won’t go unnoticed. Arriving late may indicate to the employer that you will also arrive late to your shifts and won’t take the job seriously. To ensure you arrive on time, confirm how you’ll get to the interview (especially if someone is driving you) and plan to be dressed and ready to go well ahead of schedule. This can give you extra time to practice your answers again and take some deep breaths to calm your nerves. Showing up frazzled because you’ve rushed to get there isn’t a great way to start an interview.  

Go to the interview on your own

One of the many reasons you want a part-time job may be more independent. There’s no better time to start than during the job interview. It’s important you show up on your own—even if your mom or dad (or a friend) drove you there. An employer wants to know you’re mature enough to handle the job, and may have doubts about that if you arrive with someone by your side giving you a pep talk. If you get a lift to the interview, ask the driver to park so you can walk in on your own, and advise you’ll text when the interview is complete.

Follow up with a thank you note  

Sending a thank you note via email after the interview shows the employer you appreciated the opportunity to explain why you want the position. It also helps keep your name top-of-mind for the interviewer who may have spoken to several other candidates over the course of a few days. Wait until the next day to send a thank you note and keep it brief and to the point. For example: Thank you for taking the time to meet with me yesterday to discuss the cashier position. I would be thrilled to work for your company and look forward to hearing back from you. 

Learn from the experience

Even if you follow every bit of advice to ace your job interview, there’s no guarantee you’ll get the job. Many people go through dozens of interviews before landing a job, and it’s not necessarily personal. There’s so many reasons why an employer chooses one candidate over others. That being said, take every job interview as a learning experience to keep improving.

Job interviews can be stressful for people of all ages across every career level (don’t believe us? Ask your parents!). So, if you feel nervous about your upcoming interview, know that it’s normal and expected. While you may not be able to eliminate your jitters completely, you can take steps to ensure you perform your best despite those sweaty palms. Preparing in advance is worth the time and effort. Not only can it improve your interview performance, you’ll also increase your odds of landing your first job sooner rather than later.

Download Mydoh and get started today. 

International Women’s Day: Meet Three Trailblazing Teens

International Women’s Day (IWD) is a global day celebration of the social, economic, cultural and political achievements of women and girls. March 8 is a day for unity, advocacy, action, and celebration. This year Mydoh is shining a spotlight on three Canadian teens who are blazing a trail in business, advocacy, and innovation.

Image of Mya Beaudry, a teen girl with scrunchies around her wrists holding head in hands and smiling.

Mya Beaudry

Business owner

Aged 12, Kitigan Zibi Anishinabeg First Nation

In three years, Mya Beaudry has gone from making scrunchies at her family’s kitchen table as a way to give back to her Indigenous community to collaborating with designer Scott Wabano at New York Fashion Week. 

Mya was just nine years old when she started Kokom Scrunchies and over the last three years has grown Kokom Scrunchies into a thriving business. She explains that the word “kokom” means Grandmother in the Algonquin language and her core collection of scrunchies are made from floral kokom scarves. “It’s the same style of scarf that Kokoms would wear on their head when they worked outside,” says Mya. “I also named each Kokom Scrunchie after a role model in my life.” (Kokom Lola is named after her actual Grandmother). 

But running a business when you’re 12 isn’t without its challenges, like having others take you seriously. “They think that because I’m younger I can’t run a successful business,” says Mya. “Which is simply not true.” With the help of her family, Kokom Scrunchies has grown and her products are now sold in stores across Canada and online. 

Mya has also learned important money lessons from having her own business. “It’s really important to put money into savings,” she says. “And I need to plan for spending money on fabric and supplies.” 

Kokom Scrunchies has opened opportunities for Mya, like travelling across Canada to go to trade shows, collaborating with others, and speaking on panels. And she’s gotten plenty of buzz. Kokom Scrunchies has been featured on Refinery29 and Elle, to name a few. 

Mya’s advice to other teens thinking about starting a business is to start small. “Have a support team and do or sell something you love,” she says. “And don’t be shy! You have so many people in your life that want you to do well.” 

When she’s not running her business, Mya loves to play hockey, snowboard in the winter, and go to Pow Wows in the summer. For now, this teen entrepreneur hopes to inspire other youth, With the help of her team Mya wants a expand her business by adding clothing line (She recently dropped her Auntie Vibes sweater and hoodies which are 🔥 ).

You can follow Mya on Instagram or check out her colourful products

Image of Jada Malott, a teen girl with long brown hair, smiling against a green background.

Jada Malott

Menstrual equity advocate

Aged 18, Windsor, Ontario

“I grew up in a household where it was normal to talk about social issues at the dinner table,” says Jada Malott. While she was in high school, Jada helped raise awareness of menstrual equity. “I founded a challenge in all the high schools around Windsor called Tampon Tuesday where we collect menstrual products for people in need in our community,” she explains.

Now in her first year of university studying political science, Jada has founded Period Product Partner (PPP), a social enterprise that gets free menstrual products into local businesses. 

She says launching PPP honours her grandmother’s legacy. “My dad learned my grandmother suffered from period poverty,” says Jada. Period poverty describes the struggle many low-income women, girls, and people who menstruate face while trying to afford menstrual products. “My grandma was dealing with limited funds at the store checkout and the first thing that would come off the conveyor belt were tampons and pads,” she says. “Then the razors, shampoo and the conditioner.” 

Jada says because of the stigma that surrounds periods, we never really know who is suffering from period poverty and the extent of that suffering. “The shame makes it hard for youth to discuss periods,” she says. “But I think teens need to realize we are a huge channel for change.” 

That change can start with educating yourself about the issues. “Education is one of the greatest and most accessible solutions to solving social justice issues, especially for period poverty,” says Jada. 

In her spare time Jada can be found on the hockey rink. “It’s a great juxtaposition for me because I play a very male dominated sport,” she says. “And I’ve never had a trainer in my 10 years since being a menstrual equity activist who doesn’t have a box of pads and tampons in their kit. So that’s a start!”

Change can also start with a conversation. “Talking about it is the biggest thing and the most powerful thing we can do,” says Jada. 

Learn more about PPP or follow Jada on Instagram

Image of Naila Moloo standing at podium speaking int a microphone with purple background.

Naila Moloo

Environmental innovator 

Aged 16, Ottawa

Naila Moloo was drawn towards science and climate change from a young age. “My parents exposed me to the topic when I was young and I knew it was a big problem,” she says. A problem that the Grade 11 student is already working to solve. 

One project Naila is working on is developing a bioplastic from duckweed (a type of aquatic plant), rather than from corn or sugar cane. “Duckweed is something that humans don’t consume and it doesn’t take land to grow,” explains Naila. “But if we used corn to produce enough bioplastic for our needs we’d be cutting down the rainforest.” Naila referenced her research in a TEDx Talk last year and is working with a company to implement it on a large scale. “You can set up a vertical farming system for duckweed with waste water. It actually grows better and is more sustainable,” she says. 

Naila acknowledges that climate change is an enormous thing to tackle, and it can feel a little scary. But she believes there’s something everyone can do—even teens. “It doesn’t have to be science-related,” she says. “It could be getting involved in local environmental movements. A lot of people are willing to talk to teens and answer their questions.”

When she’s not at school, playing sports or working on her projects in the lab, Naila is co-hosting The Curiosity Podcast with Kristina Arezina. The pair want to equip young people with the skills they need to thrive in the future. “Teens aren’t taught how to get an internship, brainstorming ideas, or do cold call outreach,” says Naila. She wants the podcast to expose a younger generation to these skill sets and unconventional paths, like becoming a founder of your own start up. “Hearing someone talk about their experience and the struggles they went through exposes you to new things,” she says.

On top of all this, she’s also an author and published her debut magical realism novel when she was 14, followed by a sequel in 2022. Naila’s efforts aren’t going unnoticed. She was the youngest recipient of Canada’s Top 100 Most Powerful Women and we’re excited to see what she does next! 

Learn more about Naila or listen to The Curiosity Podcast.

International Women’s Day: Advice from the Mydoh Leadership Team

While everyday can be a chance to celebrate young women, March 8 is recognized as International Women’s Day It is a global celebration of girl’s and women’s social, economic, political and cultural achievements, that goes back more than 100 years (the very first celebration was in 1911!) The theme for IWD 2023 is #EmbraceEquity. We asked some of the incredible women on our Mydoh Leadership Team to share their advice on money, career, and life in honour of IWD 2023. 

Here’s what they had to say: 

Tonya Currie, CEO

If you could go back to your 13-year-old self, what advice would you give her? 

At 13, my mother had recently died and it was a very difficult time. I felt alone. I felt a burden of responsibility. I worried about the future.  I would tell myself that no matter how hard it feels right now, life gets better. Yes, continuing to earn good grades in school will pay off and open doors.  Don’t lose focus.

What’s one thing you weren’t taught about money but wish you’d known?

The only thing I was taught about money was through an allowance.  Work hard and earn money. Going back, I wish I knew about the power of investing sooner so I could get my money working for me.

What’s the best money advice you’ve received?

People love to give advice about money!  The best advice I have ever received was from a Certified Financial Planner.  It’s not how much money you have, but what you choose to do with your money. Often people earn more money and this results in spending more money, therefore they’re not really moving forward. Always ensure you spend less than you make, and create a plan to achieve your goals.

What would you say to young women who are thinking about starting their career? 

As you think about starting your career, try out new things. Try new areas of work, new ways to work. By trying new things you will gain important transferable skills that will serve you well throughout your career, and it will help you narrow down what you want to do.  Understanding what you like is just as important as understanding what you don’t like.  I originally thought I would be an oncologist, yet here I am with a successful career in a FinTech company. You never know what the future may hold—so be ready for change!

This year’s IWD theme is #EmbraceEquity. What does that mean to you?

Treating everyone the same is not the same as ensuring equity.  I value diversity of thought and experience and truly believe everyone’s voice deserves to be heard.  Ensuring everyone’s voice is heard may mean providing help to someone to get them a seat at the table.

Think of it like this:  I have $20 for two people.  I put $10 each into two jars and placed those jars on a very high shelf.  But only one person can reach the shelf to get their $10.  Is that fair?  I set aside $10 per person.  But without providing a ladder, only one person benefitted.

My job as a leader is to ensure everyone is able to reach their jar.

Angelique de Montbrun, Head of Marketing 

If you could go back to your 13-year-old self, what advice would you give her? 

It was a weird and hard time to navigate so I have a lot to tell her, but I think the biggest thing would be, trust yourself, and keep fighting for what you believe in, and who you believe in.

Also maybe try not to be so hard on your mum. She is doing her best too.

What’s one thing you weren’t taught about money but wish you’d known?

How to invest money at an early age. I would have loved a crash course when I was a teenager so that I could have been prepared to start as soon as I was able to. A lot of times you are taught to spend and save, but no one really teaches you that you should do something with your savings, and what to do with it.

What’s the best money advice you’ve received? 

Always save enough for first and last month’s rent. When I was younger it was good framing for how much I should have in savings, and ensured I felt prepared in case I needed it (whether that was for rent or something else).

What would you say to young women who are thinking about starting their career? 

Your path doesn’t need to be linear, don’t be nervous to pursue your interests. Take your time to discover what you want to do every day and who you want to surround yourself with every day.

This year’s IWD theme is #EmbraceEquity. What does that mean to you?

For me, embracing equity is the acknowledgement that we need to work towards greater access for all people. This doesn’t mean that it is the same or equal, but rather that we understand the unique circumstance of the individual and work towards a particular set of actions for them. It is an important shift to consider a more human-centered and led approach to change.

Sammer Haq, Head of Data and Analytics 

If you could go back to your 13-year-old self, what advice would you give her?

Have faith in your abilities! You are capable of so much more than you think. Trust your gut instinct and listen to your inner voice; your inborn truth. You need to trust yourself first, before others can trust you.

What’s one thing you weren’t taught about money but wish you’d known?

Understand compounding returns. As long as you keep investing, your returns can compound. Over time, compounding interest helps your money grow faster.

What’s the best money advice you’ve received?

Never invest in something you don’t understand. Whether it’s a startup venture or a sophisticated financial instrument, learn the risks first.

What would you say to young women who are thinking about starting their career?

Oftentimes you’re going to be in a position where you question yourself before sharing an idea, or speaking up or taking a chance. Just take the moment—don’t let thoughts like “I don’t feel like I’m ready” get in the way. There’s never going to be a precisely right moment to speak, share an idea, or take a chance. 

See if you have the main things but don’t let the opportunity pass you by. Don’t let perfect get in the way of really, really good. The reality is that in chaos, there is also opportunity. Major career accelerations can happen when someone steps into a mess and makes a difference. If you are sure there is an opportunity or a cause you’re passionate about and strongly believe you can make a difference, then you need to believe wholeheartedly in it— because when you do, everyone else will follow.

This year’s IWD theme is #EmbraceEquity. What does that mean to you?

#EmbraceEquity means a commitment to building equitable opportunities and empowering young women and girls from all backgrounds to pursue their dreams. As the founder of BridgeTO Youth, I am strong advocate for providing access to opportunities for youth in under-served communities. It is not only having a seat at the table but also having the community of support and resources to succeed in the role.

Lisa Hong, Head of Design

If you could go back to your 13-year-old self, what advice would you give her?

I would tell her that her story and her culture are just as valid and important as the ones she sees every day in the media and in school.  

What’s one thing you weren’t taught about money but wish you’d known?

When I was in Grade 7, I took a business course and was only taught the concept of active investing. I wish we had instead learned about passive investing. The power of compound interest and a regular cadence of “un-emotional” investing could have paid incredible dividends by now. 

What’s the best money advice you’ve received? 

Seek contentment over wealth. 

What would you say to young women who are thinking about starting their career?

There is something incredibly unique to how you see the world and how you solve problems. So stay true to that part of you that makes you you and find a place of work that honours and respects that part of you. 

This year’s IWD theme is #EmbraceEquity. What does that mean to you?

To me, embracing equity means acknowledging inequity and accepting that a disadvantage does exist in our society. It means not ignoring it and using anecdotal stories to assume everyone is on the same playing field. But diving into deeply uncomfortable and vulnerable spaces so that we may spark real change. 

Faria Rahman, Co-founder and Head of Revenue & Brand

If you could go back to your 13-year-old self, what advice would you give her?

Be open to trying new things. Like that strange smelling, weirdly textured vegetable or that art class you hesitate taking, thinking you’d be bad at it. We aren’t always aware of our potential. Trying new things broadens our outlook and can help build that confidence and resilience in ourselves!

What’s one thing you weren’t taught about money but wish you’d known?

That money is a medium of exchange that shows our willingness to pay for something. That’s why it means different things to different people. Should you run out the door to buy an item because it’s on “sale” or buy it in bulk because it costs less? It depends. What’s important is knowing YOUR willingness to pay based on YOUR perceived value of that item, not how it’s marketed.

What’s the best money advice you’ve received? 

Growing up in a family of entrepreneurs, this was ingrained in me: Buy low, sell high. You can pretty much apply it to anything in life, especially with your savings and investments. Another is the time value of money. Should you take $500 now or $550 a year from now—what’s the difference? This concept applies to savings, investments and purchasing power. It can help you build your wealth. 

What would you say to young women who are thinking about starting their career?

Dream big! Dream the most outrageous dreams. Our realities are only as big as our dreams. Passion, hard (and smart) work will get you there, but we can only go as far as we set ourselves to go. Be a generalist and gain all sorts of skills at the start of your career. You can always specialize in something over time. We live in a super interconnected world and having a broad background at the start can really help make you an integrated thinker. And don’t ever be afraid to speak up! 

Megha Sharma, Co-founder and Head of Technology

If you could go back to your 13-year-old self, what advice would you give her?

You’re going to meet some incredible people who will believe in you more than you believe in yourself. Hang on to those people, let them guide you, and prove them right.

 What’s one thing you weren’t taught about money but wish you’d known?

Compounding interest is ma(th)gic and it needs time to work. The best time to start saving was yesterday, the second best time is now.

What’s the best money advice you’ve received? 

Set it and forget it. Again, compounding interest takes time to work and investment FOMO can be very real.

What would you say to young women who are thinking about starting their career?

At the beginning of your career, no one expects you to have the right answers. Use that to your advantage. Use this time as an opportunity to learn lots of new things and get comfortable making mistakes.

Rina Whittaker, Head of Product 

If you could go back to your 13-year-old self, what advice would you give her?

To put less emphasis on what or who others think you are … or want you to be. Stand up tall (figuratively and literally), embrace what makes you different and don’t be afraid to carve your own path. 

What’s one thing you weren’t taught about money but wish you’d known?

How to take more calculated risks earlier on—particularly around making money work for you. 

What’s the best money advice you’ve received? 

Pay yourself enough to cover your expenses (plus some reasonable fun) and put the rest in savings. Even if it’s a little each paycheck, it adds up over time. Use credit products carefully: If you don’t know how you’ll pay for it, you shouldn’t buy it. 

What would you say to young women who are thinking about starting their career?

It’s okay not to have your whole career mapped out. Focus on what you enjoy and where you want to grow. Industries evolve and you could be at the centre of something new and something you never imagined.

This year’s theme is #EmbraceEquity. What does that mean to you?

To me, #EmbraceEquity means acknowledging as well as understanding the origins of the social, economic, structural and environmental imbalances, and how it impacts the people who face them. It means shining a light on the stories of individuals and communities. Finding meaningful ways—big of small—to impact the root causes, and the behaviors that reinforce them.  

How kids and teens can participate in International Women’s Day

International Women’s Day is a celebration of women’s achievements and a reminder that we have the power to achieve equality for all of us! If you’re a parent with kids or teens, what would YOUR answers to these questions be? Share your wisdom and advice with the young women in your life! Kids and teens can also show their support by wearing purple, or celebrate IWD on social media by posting what they’d do to #EmbraceEquity. 

What Teens Need to Know About Filing a Tax Return in 2023

If your teen has a part-time job, there are benefits to them filing a tax return with the Canada Revenue Agency (CRA). After all, learning how to prepare your first tax return is an important skill when it comes to financial literacy for teens. While it might feel like a daunting prospect, they don’t need to know their capital gains from their depreciable property in order to file a tax return. 

We spoke with Judith Bailey, a Team Lead and CPA with TurboTax, who shared some tips and tricks to help teens prepare their first tax return.  

Do under 18 need to file taxes in Canada?

Regardless of age, Canadians are generally required to file a tax return if they earn an amount of money that exceeds the basic personal amount. For the 2023 tax year, that amount is $15,000. “Usually a teenager has a summer job or casual work; if they earn less than that they aren’t going to be required to file,” says Bailey. 

Bottom line: if your teen earns less than the basic personal amount, they’re not required to file a tax return.

What are the advantages of filing a tax return as a teen?

Maybe your teen doesn’t need to prepare a tax return, but that doesn’t mean they shouldn’t. “There are huge advantages to filing a return as a teen,” explains Bailey. Here are some reasons why it may be worthwhile for teens:

They may get a tax refund 

“One of the biggest reasons to file a return is you may be entitled to a refund,” Bailey says. Anyone earning under the $15,000 threshold won’t have any tax payable, but your teen may have had EI (Employment Insurance) and CPP (Canada Pension Plan) contributions automatically deducted by an employer. The reason for this is an employer doesn’t know how much your teen will earn in a year. At the end of the year, have your kids look at their total earnings and any common tax deductions. “If your teen had deductions made and they filed a return, they could be entitled to a refund,” explains Bailey. 

They can build up their RRSP contribution

Bailey says the second biggest reason why teens should file a tax return is to build up their RRSP (Registered Retirement Savings Plan) room. While most 15-year-olds aren’t likely to be saving for their retirement, they can still start planning for it. “Whenever you file your income tax return, you’ll be able to allocate 18 per cent of that year’s income towards next year’s RRSP contribution room,” explains Bailey. That means if your teen makes $1,000 one year, they’ve built up a $180 RRSP room. “So if you file taxes when you’re 16, by the time you’re 30, you’re going to have built up 14 years worth of room,” says Bailey. But if your teen waits until their mid-20s when they land their first real job, they’ll have lost out on all that room.

They can practice filing a tax return

Preparing a tax return is a life skill just about everyone has to learn at some point. “The earlier you file your return, the simpler it’s going to be,” says Bailey. Which is why learning to file a return where, say, your teen made $500 over the summer is probably going to be the simplest return you’ll ever do. This way, kids begin to know the basics of a tax return. “Then, each year you do one, it might be a little more complicated, but you’re learning a little bit more as you go,” explains Bailey. She says it’s better to learn now, rather than waiting until they are in their twenties and might also have additional considerations, such as deducting donations or moving expenses to consider. “It’s like learning to ride a bike, the earlier you can do it, the better,” she says.

They’re registered with the CRA

Another reason why teens should file their taxes is they’ll then be set up on the CRA system. “That way, when they turn 19, they’re automatically eligible for the HST/GST credit,” says Bailey. “As long as you file your return as well.”

It could help boost your family tax return 

If your teen files their taxes and they have medical expenses, you can pool your medical expenses and have one person (usually a parent) claim them all together. This may help lower your taxes. 

In addition, if your teen attends post-secondary school and receives a tuition slip, they probably don’t need to claim the credit, unless they’ve made enough income. Instead, your teen can transfer that amount over to a parent or guardian to use as a tax credit instead. 

Read more: Guide to 2023 Tax Deductions for Families

Brown letter board with white letters spelling out do your taxes by April 30

What do teens need to file their taxes in Canada?

Now you know why there are perks to your teen filing a tax return, here’s a checklist of things your teen could need when filing their tax return. Depending on their circumstances, they may need all or some of the following: 

  • Personal information—including their Social Insurance Number (SIN).
  • T4 income slips—your teen should receive a T4 from each employer.
  • A total amount from any cash tips or casual cash–in-hand work—teens should keep track of these amounts throughout the year.
  • T2202 Tuition and Enrollment Certificate, if they’re in post-secondary education. They may also be able to claim moving expenses for school, such as flights.
  • T5 slip, if your teen has earned income over $50 on any investments. 

How to file your child’s taxes for free

Your teen doesn’t need to hire an accountant to file a return. Here’s how they can file their taxes for free:


NETFILE is an electronic tax-filing service available through the CRA. It will let your teens do their personal taxes online free of charge. 

Benefits of filing your taxes online include:

  • An immediate confirmation from the CRA that their tax return has been received.
  • No need to send in receipts, unless requested at a later date.
  • A refund as quickly as two weeks, deposited directly into their bank account. 

TurboTax Free

TurboTax Free is a zero cost, simple-to-use software that’s ideal for simple tax returns. The software is free to use and comes with features such as an auto-fill feature to import tax slips and software that will take care of the math for you.

Pay-what-you-want tax software

There is other tax software available in Canada that offers a pay-what-you-want model. Visit the CRA for a list of providers.

The biggest takeaway when it comes to taxes for teens? There isn’t much of a downside to having your teen file a tax return. So, why not? Not only are they learning about important tax terms and an essential money skill, but they just might have money coming back to them in the form of a refund.  

Taxes and financial literacy don’t need to be complicated for teens

Mydoh is a great way to introduce your children to important financial literacy topics like taxes, the basics of budgeting, saving and more. It’s an interactive mobile app and Smart Cash card designed to help kids learn real-life money skills.

Download Mydoh and Smart Cash Card for teens to get your kids started on the path to financial responsibility.